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About

A small practice that keeps your books the way we'd keep our own

Spektra Finance is run by Zena Boyko, Owner & Lead Accountant, from Ferndale, Washington.

At a glance
  • Over three decades of experience
  • English, Russian and Ukrainian
  • Ferndale, WA · By Appointment Only
Owner & Lead Accountant

Zena Boyko

Zena has over three decades of experience in bookkeeping, accounting and payroll for individuals, businesses and organizations. She works in English, Russian and Ukrainian, and most new clients arrive by referral from existing ones. She stays informed on current accounting practices and requirements, providing clients with dependable support.

As referrals grew, so did the practice. Zena is still involved in the bookkeeping day to day and remains your main point of contact, and she has built a team of experienced bookkeepers she trained herself. That means we can take on clients of any size while keeping the same care with the details.

We also know you have a business to run. The service is designed to be as hands-off for you as possible: we keep the books moving and reach out only when we need something from you or there's something you should know.

“I enjoy helping business owners bring clarity, organization, and confidence to their financials. As a bookkeeper, my goal is to provide accurate, reliable, and timely financial information so my clients can focus on running and growing their businesses. I take the time to understand each client's unique needs and work with honesty, attention to detail, and a strong commitment to providing dependable service. I want every client to feel that their books are in good hands.”

In Zena's own words

Email Zena directly: [email protected]

Zena Boyko, Owner and Lead Accountant
The Spektra Finance team in the Ferndale office, two seated in front and the rest standing behind
The Spektra Finance team · Ferndale, WAExperienced bookkeepers, ready to help you.

Meticulous

Every transaction reconciled. Every filing on schedule.

Personal

Zena is your point of contact, start to finish, with a trained team behind her.

Plain-spoken

Statements explained in words, not jargon.

Hands-off

We handle the books and reach out only when necessary.

How we work

What working with us is like

Current, not catching up

Books are reconciled every month, so the numbers are always recent enough to act on.

Zena stays involved

Zena Boyko is your main point of contact and works on the books day to day, with a trained team behind her.

Plain language

We explain what the statements say without jargon.

Hands-off for you

You run your business; we run the books. We reach out only when we need something or there's something you should know.

Payroll and sales tax done right

Pay runs, payroll tax filings, year-end forms and Washington sales tax, on schedule and at the right local rates, current with Department of Revenue changes.

A custom plan for you

Zena will make a custom plan for you. A flat fee is the default; onboarding may be billed hourly until we know your workload and can price it properly.

A team sized for any client

Experienced bookkeepers Zena has trained herself, so we can take on a business of any size without losing the details.

Where we work

Ferndale, Whatcom County, and all of Washington

In person locally; remotely anywhere in the state.

Industries we know
  • Contractors
  • Restaurants
  • Nonprofits
  • Artists
  • Health care
  • Child care
  • Nursing homes
  • Associations
  • Public utilities
Ferndale
By Appointment Only

Let's talk about your books.

Request an appointment in Ferndale or remotely. We'll do our best to reply within 1 business day.

Request an Appointment
(360) 961-5442[email protected]
CallRequest an Appointment